Specious -
1. apparently good or right though lacking real merit; superficially pleasing or plausible: specious arguments.
2. pleasing to the eye but deceptive.
Leading into the current economic crisis, many banks gave out specious loans to home buyers, where the loans looked to be affordable but in the end were not.
I acknowledge that the solution should overshadow the problem but sometime we need to find the source of the problem in order to find the proper solution.
